► Testimonials

Testimonials From Around The World

 
"This program makes cash flow management
    a piece of cake." A. T.

“This software does what it promises it will 
    do. I really like the training videos.” S.T.

 “I am more careful with the way I allocate 
    [portion out] money. It is keeping me
    disciplined with my finances.” Dr. J. W.

We have been using the Money Management Solutions software for approximately four years and I can DEFINITELY say that it is an invaluable tool for proper cash flow planning. Not only has the software helped our Company to manage cash during challenging economic times, it has also helped us to put money away for growth and expansion.

It is so easy to use that it makes doing weekly financial planning fun!!!

In addition, Sandra and her team are WONDERFUL customer service providers. Whenever I have had questions, she or her team answered the phone right away or responded to me extremely quickly. She and her team are very friendly, very helpful, and very patient.

Money Management Solutions is a “must have” for all businesses who want to THRIVE (not just survive)!!!

Thanks a million!!!

Gregory M. Kling, CPA, MST - Kling & Pathak LLP - Cerritos, CA


I can honestly say, the The Money Management Solution software, and working with Sandra, has single handedly been the most important financial decision I have ever made in my life. When I called Sandra, I was 70k in debt (consumer c/c, medical, office buildout, business loan, etc). I run a very successfully wellness center, and with that success, I still couldn’t overcome my huge amount of debt. The stress was overwhelming, and it was consuming my thoughts every single day.

I was accruing a few hundred dollars in credit card interest every month, and didn’t even know it. I had no idea what my monthly business and personal expenses were, had no plan to reduce my debt, nor did I have any savings put aside. I would pay bills as they came, with no direct strategy for that either. Every quarter I would stress not knowing if I would have enough money to pay my business taxes. I was getting letters from debt collectors every day, with no idea how they obtained this information. I was in a financial mess to say the least. I knew by the end of my first call with Sandra that I was going to be ok, and make it through this. Her confidence and certainty assured me I was in the right place.

We figured out every business and personal expense I had to the penny, and made sure that I was not spending more than I was making every week. That sounds like a simple enough concept, but you will be amazed how many people have no idea exactly what they are spending every month. I thought I did, but I was way off. For the first time, I started paying myself first, and was putting small amounts of money into set aside accounts while I tackled my debt, and started to get back on track. Within a few weeks, I started to feel more confident, and the debt and all associated stresses were coming down. At the same time, we discussed ways to really focus on the promotion of my business to increase our office revenue.

I am so happy and proud to say, that in THREE months of coaching with Sandra and using her Money Management Solutions system, I became completely debt free. Something that I didn’t think I would not be able to climb out of without financial assistance, I did in a few short months. Now, 8 months later, I have socked away 80k, and we are on our way to having our best year to date financially in our office. Again, coaching with Sandra and using her system has changed my life, and I couldn’t be more grateful to her for that.

~Dr.Daryl Gioffre, DC - Gioffre Chiropractic and Wellness Center - New York, NY
  



Although we have had the Money Management Solutions software for quite some time, we have never figured out how to install it or use it.

Finally, we made time to listen to Sandra Simmons' webinar, where she asked us our most pressing financial and business concerns and then actually addressed them.
 
From that, we signed up for a consultation.

The results are many after such a short input of time. Our updated software is now installed, AND we have a financial program to follow which will get us on the road to effectively managing our money and making more. Additionally, Sandra gave us some great, easy and inexpensive marketing ideas that make sense and are relatively easy to accomplish. One in particular was brilliant!

Sandra gave us effective direction so that I am making more effective use of my time and not spinning my wheels.

This was a GREAT investment of our time.

Thanks Sandra. Here's to making and having more money!

T. G., G.M. - Construction Co.

Hi Sandra, I wanted to say thank you very much for your assistance in getting my program up and running, I'm impressed with your knowledge in the computer technology; you make it look so easy.

Also, the customer service experience that I had and always get from you and your company is phenomenal! I don't feel like I'm a burden when I call you, like at times when I deal with other people or companies, it seems like if I’m bothering them!!!! But with Money Management Solutions it is like really getting help !!! without having to go through an unpleasant experience. I know it was a little late in the evening when I needed your help, and still you did not hesitate.

Your software product is just awesome! it definitely delivered what it promised. I have so much peace of mind knowing that my auto repair shop and I are well organized financially. [ PRICELESS !!! ].

Once again, thank you very much.
Sincerely,
Peter Torres – Pete’s Auto Service - Chicago
 

♦  “I always felt there had to be a better way of controlling and managing the finances of
    my business. What I could spend money on, and where it needed to go was just an
    internal feeling or idea I had, but it was not based on any concrete data that was
    based on good financial principles.
 
    Now I do! I now have the right tools and knowledge to achieve financial success in
    my dental practice. I have waited a long time to be compensated well for labor. I feel
    I can achieve that now.” V.F
 

♦  "I absolutely love it. With what I have seen so far, I intend to get every one   
    of my clients using it." D.M.
 

♦  “Your program is really a godsend, as for years I've been wanting to put
    control in on my finances... Your program and instruction manual makes it
    so simple. I'm going to tell all my friends and business associates about
    your program!”  J.H.
 

♦  “The amount of the debt was a daunting number and I was overwhelmed.
    After using this money management software program for just 2 weeks I 
    can already see how it is helping me in getting this handled. I’m putting
    order into my finances and now it’s just a number.”  A. P.
 

♦  "We love the program. We have used it now for 3 weeks and it really helps
    us keep in control of our spending. We really like knowing exactly how
    much money we have and where we are spending it. Once I get the practice 
    planning in place, I'm going to start using it for our personal accounts."  Dr. J
 

♦  "I was 180 days behind in my bills and had no spare cash. I've been using
    this money management software for 6 months, and now all my bills are
    current and I have money in savings!"  J. P.
 

♦  "Less than 3 months ago the likelihood of paying off a huge debt without
    borrowing money seemed impossible, much less figuring out how to
    continue running our business without any money. Our production
    statistics were down, the quality of our work was poor, jobs were not
    profitable, acquiring new contracts was at a stand still and we were 
    BLOCKED.

    "Using this Money Management Software, we did our weekly planning 
    faithfully. It brought us understanding of what caused our financial difficulties
    in the first place, peace of mind through a very stressful period, and the 
    ability to get through each week with a plan of action that allowed us to
    systematically work ourselves into a better condition in just a short three
    months. Now the contracts are flowing in, we have qualified personnel, great
    profitable work, haven’t had to borrow a penny to pay off debts and now  
    have a very simple and workable technology to flourish and prosper."  P.A.
 

♦  “This financial program is extremely simple and can put you in much more
    control over your financial condition. Being a good practitioner and working
    hard is not the only solution to being financially well off. We have to have a
    lot of money in order to do well in this society. This software program will
    help you to manage your money better and will help you to make more
    money as well.”  D. D. – Future Industrial Technologies
 

♦  “This Business Profits Checklist is the greatest gold-mine of information to
    organize your cash flow and increase your profits ever crammed into one
    product.” – D.L.
 

♦  "Two years ago my construction company was close to bankruptcy with
    only $30 in our bank account and no way to pay bills. Using the Money
    Management Solutions program we are doing so well now. With the power
    of this system and the financial stability it has helped us create, we now
    have plenty of cash in reserves and always have more operating capital
than we need in our bank operating account." K. A. Construction Co.
 

♦  "Wow, this was an eye-opener! I’m doing everything wrong! I own two
    businesses and miraculously have survived but owe a lot [on] credit cards. I
    know I can be successful on this program and save myself hours of
    planning and organization." A.M.
 

♦  "Extremely beneficial! I had never had any training or guidance in finances,
    and now I feel there is nothing I can’t do!" J.H.
 

♦  “This power-packed Business Profits checklist solved the mystery about
    what to do to increase my business profits. I had figured out quite a few
    ways to immediately increase my profits before I was half-way through the
    list.” – M. G.
 

♦  "Finances have been a troublesome area of my life forever – whether I had
    plenty of money or not, I felt anxiety about money. Now I know that I have a
    workable tool to get me out of it!" A.T.
 

♦  "We have attempted budgeting many times, but what I realized today is that
    we weren’t completing the financial cycle and therefore continue to fall into
    confusion time and time again without any real understanding of why. The
    debt can finally stop and we can see the end of the debt and the beginning
    to true financial freedom."  K.G.
 

♦  “After using the Profits Checklist I don’t wish my profits were up; I know how
    to make them go up! I’ve never been this organized with managing my 
    business cash-flow!” – B. K.
 

♦  "The fact that this model can be applied to both your business and personal 
    finances is invaluable. I feel that in order to be successful in business, you
    must first be successful in managing your personal affairs. I can’t wait to
    apply this information to our household budget." Thank you! B.V.
 

♦  "Back to Basics! Thanks for putting this information together in such a down
    to earth form. Thanks for developing a software program to implement these
    basics and make finances fun!" A.D.
 

♦  "This gave me hope that something can be done about my own financial
    situation. I’ve dug myself into debt over about 10 years and I’ve been at my
    wits end for some time as to how to fix it; the problem [has] been my lack
    of education and the swirl of opinions and incorrect data in current books
    and articles. I can see my way out now." B.G.
 

♦  "I know when I use this data I will become financially independent." C.S.
 

♦  "Excellent -- and I’m a financial professional, a CPA with 30 years
    experience. This gave me a lot of extremely valuable data to help my clients
    – as well as myself." S.E.
 

♦  "This was exactly what I’ve been looking for to handle my confusion on
    income and financial planning. It is so simple and so understandable." A.D.
 

♦  "This is exactly what is needed for my business and family. Money
    management – what’s that? We have never had “control” over our
    money and finances. This is the solution! Thank you." A.L.
 

♦  "Wow, this is absolutely phenomenal. I believe anyone can use this to
    create financial success in their lives. This is great!" T.N.
 

♦  "We are on the road to financial freedom! Thank you for all your work in
    putting this software together for our use!" W.L.
 

♦  "I started this [training] program with the hopes of having a better picture of my
    financial situation and a little more control of my finances. I had no idea how
    transforming it would be. After the first day I was only a quarter of the way through
    the materials and I felt empowered! It has been like putting on a pair of glasses that
    gave me more clear vision and a new way of looking at my financial life and how I live it. Applying this program is already changing my company and even my                 personal finances for the better. M. T.
 

♦  "Completing the financial planning course by Money Management Solutions marks a major event in my life.
 
    Struggling with finances has been a lifelong game for me – and I’ve been losing. I
    have allowed the barriers to financial freedom to keep me stuck and I couldn’t figure
    out how to tackle the problems.
 
    Now I’ve figured it out and have a roadmap to success. For the first time in my life
    I’m beginning to be at cause over this area of my life. Thank you!" A. T 
 


♦  'This software definitely helped to put my attention on creating the future 
    instead just solving present time money problems.”  P.B.
 

♦  “The program is great, saves a lot of time, and money is being set aside. It
    has helped me to really look at the NOW and the following weeks for the
    purpose of quotas and targeting posts.”  K.G. 
 
♦  "Wow! I am so glad that I took the time to do this course. What a relief to know that
    I can control my finances. And it is really so simple because the Money
    Management Solutions [is] in the form of software. Thank you!"  J. H. 
 

♦  "WOW! It costs me WHAT every week to run my business? Are you kidding
    me? This is the result of doing the MMS course. It is a clear road to
    sanity and a look at the reality of the situation. Thank you for taking the time and
    having the patience to help us put financial sanity into our business..”  M.R.

♦  “It's great. I use it every week. It is really good and I handled a lot of
    confusion.” P.C.
 

♦  “The program is great. I am very happy. It will put the discipline in which I
    have struggled with in the past.”  S.G.
 

♦  “It is simple, and easy to use, without much training. I feel more secure
    about handling finances. [It] has stabilized me and given me hope to handle
    finances well."  R.K. 
 

♦  “I want to congratulate you for the incredible work you did with your
    program!!!”  D.T. 
 

♦  "This training was a real eye opener on how we have been managing our
    accounts and paying our bills. We have always realized that we needed help and
    we are so glad we finally made time to take this course. I look forward to seeing
    positive results in our checkbook. This system will be so helpful in correcting our
    money situation and will relieve a lot of stress” — R. P.
 

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